How Can Nurses Protect Themselves from Being Sued?

Working as nurse can be a wonderfully rewarding profession. Not only does it take a strong character to become one—it also requires a healthy dose of motivation to remain one. If you are a nurse, then we would like to congratulate you on being able to overcome the daily challenges that come your way.

With that being said, there are a few challenges that, as a nurse, you might never be able to overcome. One such challenge is the threat of being sued. As you probably already know, working as a nurse comes with a degree of risks. One simple mistake could leave you financially ruined for many, many years. While you can never fully protect yourself from this challenge, there are simple, everyday things that you can do to prevent a lawsuit from being filed against you. Here are five tips for you to go over:

  1. Be kind to your patients. While this might sound obvious, you’d be surprised at how much kindness affects your odds of being sued. Always remain professionals but realize that your patients are humans, not numbers.
  2. Know what you can’t do. Depending on your level of experience, you might be assigned tasks that you aren’t prepared for. Don’t hesitate to refuse them: Claiming to not be familiar with procedures will not protect you in the event of a lawsuit.
  3. Delegate smartly. If your responsibility includes delegating duties, then do it smartly. It is not uncommon for nurses to be held responsible when one of their subordinates commits a mistake. Also make sure to inspect the equipment on a regular and that your subordinates know how to use it properly.
  4. Be careful with medication. Once again, this might sound obvious but medication errors are some of the most common nursing errors.
  5. Document, document and document. This is absolutely crucial, especially in the event of someone exaggerating the facts in a legal lawsuit. Learn how to document procedures and observations properly and you might just save yourself a ton of trouble down the road.
  6. Prevent falls. Always remember the proper procedures, especially if you work with elderly people. The number of nurses being sued each year because they weren’t careful enough is astounding.
  7. Finally, arm yourself with a professional liability insurance policy. While this might not do much to prevent you from being sued, it will at least provide you with peace of mind in the event of someone filling a lawsuit against you.

Professional Liability For Councilors

Nobody is immune to making mistakes. All humans err in one way or another, and professionals are certainly no exception to that rule. At the least expected moment, a lawsuit may be filed against a professional, accusing them of making an error or an omission in the process of discharging their duties. If the professional has the misfortune of being uninsured, those liability costs could prove to be quite expensive. This demands an immediate action to prevent such unwanted losses. Fortunately, a professional liability insurance policy does the trick. This policy covers individuals and organizations that offer professional and personal services—including councilors who can enjoy their very own professional liability Insurance policy for councilors.

Councilors—being elected members—represent their subjects at the local council. Consequently, their mandate is to work for the people who chose them. They play a big part in the council’s decision making as well as identifying, funding and maintaining several projects in the community. It is thus clear that they dedicate their terms and lives to the service of the society.

The position of a councilor may seem like a privilege but it comes with its lion’s share of difficulties. For one, negligence on their part can be very costly. Alleged actions might be the basis of a court case against them. Furthermore, subsequent defense costs in trying to clear their names in the courts might end up wearing them down financially. In fact, court cases involving government members are known to take long. This only means higher lawyer fees among the numerous other court charges. In addition, even the policies they formulate might be challenged in courts—something that would, evidently, cost them dearly. Judgments expenses would even be worse. That is why every councilor should be covered under a professional liability insurance policy for councilors.
Though it is not mandatory to have a professional liability insurance policy for councilors, it would be wise for them to act fast and get covered. In this times when people go to the courts over what was previously regarded as minor issues, there is no room to take chances. Requesting a free insurance quote today would therefore prove a brilliant decision in days to come.